Flexible Savings

In Flexible Savings, which works in a similar way to the current account, the capital and interest rate is 100% guaranteed, and liquidity is available, in full or in part, from month 7 onwards. Flexible Savings is aimed at both individual customers and legal entities.

Coverage

Protect your savings with our Guaranteed Flexible Savings product

  • Guaranteed net annual interest rate of 1.20%.
  • No expiration date
  • No limits on age or amount contributed to the contract
  • One-time or extraordinary contributions (minimum 200€) and regular contributions (minimum 50€/month) can be contracted.
  • Additional capital in case of death of 3% of the invested balance, with a maximum of 10.000€.
  • The client has a private area to view his positions at all times, and trade if he wishes.
More information

To be taken into account

The documentation required for contracting, depending on the type of policyholder:

Natural person:

  • Product registration request
  • Copy of the policyholder's valid ID card
  • Certificate of bank ownership

Company/Entities:

  • Company deed / Beneficial ownership of the entity
  • Power of attorney and ID of the person signing
  • Copy of the valid ID card of each insured party
  • Certificate of bank ownership

IMPORTANT: Depending on the amount of the contribution (over 50,000 €), additional documentation will be required by the regulations for the Prevention of Money Laundering and Financing of Terrorism.

  • Annex of information on the operation
  • Proof of the origin of the capital
  • Attachment of customer information
  • Proof of economic or professional activity

OPERATIVE: Applications are valid for 30 days. Between the sending of the documentation to the company and the issuance, 48 hours elapse, and the contractual documentation is sent to the client the day after the issuance.

Periodic contributions:

  • Suspension and reinstatement can be requested at any time free of charge.
  • You can request a change in the amount at any time free of charge.

Receipts:

  • The receipt will be issued the day after the policy is registered and the customer will be charged within 48 to 72 hours.
  • In case of a returned receipt, no recovery will be made.

Information request form

To request information about the product, please fill in the following fields of the form.