During the month of May, the number of queries related to travel insurance policies covering possible incidents during the holiday period increased by 45%.
Generally, travel insurance policies exclude incidents that may arise as a result of the pandemic, however, this year, many companies have reacted and incorporated into their policies specific coverage for claims caused by Covid-19 such as travel cancellation expenses in Spain due to positive results; PCR diagnostic tests; medical assistance, hospitalization and return transport or quarantine expenses at destination if you are positive for Covid-19, among others.
The mediators recommend that, in the current situation, if you are going to take out travel insurance, you should check that specific coverage has been included for incidents related to Covid-19. They also remind that public health care is not extended in the same way in all countries and there are destinations, such as the USA, where medical care can be very expensive.
They also emphasize to observe possible exclusions such as, for example, participation in sports events (professional or not), age over 70, 75 or 80 years old, chronic or pre-existing diseases and their consequences or prostheses such as hearing aids, contact lenses, glasses, among others.
News Source: Adn del Seguro 08/06/21